Preparing home care packages relatively makes, both the buyer and seller easy. A greater choice of freedom, flexibility and choice. By doing, so the user gets to access the wider range of service, by maintaining the independence.

Wise Choice in Home Care design the care program to live the way under the budget with an added choice of support and support plus options.

 

The Actual Cost of Home Care Packages

The cost varies and depend on the types of service you need.  Basically, the pickers are given 4 level of care within the home care packages program. Everyone applying for the package before finalizing is assessed by the Aged Care Assessment team to identify out the eligibility of the needed level of care.

Each package level has a different amount of funding. The Australian Government pay such funding to the home care service provider. Together we shall coordinate with you and decide on the usage of fund to make a wise investment.

Higher level of care or support you need, more funding you will be needing from the Australian Government.  But before that, depending on the income, you might need to contribute certain portion as the cost of the package.

 

The total amount of Home Care Package

If you are eligible for the home care package than, relax, the Government shall provide the service in the form of subsidies. This makes the overall package affordable and reachable.

The total exact amount of home care package is made up of;

  • Your contribution (the fees you shall be asked to pay by the Government)
  • The Australian Government Subsidy

The fund comprises of care services, and management costs. All the clients are responsible for the costs of the home care services. A fortnightly invoice details of the taken services are sent in electronic form.

 

Government funded home care packages in Sydney

The government fund changes every year, in fact it increases. The whole of government contribution is directly paid to the home care service provider. Don’t worry this fund won’t affect the pension as they won’t be counted as your pension.

Home Care Package Service Service charges levied Level 1 Level 2 Level 3 Level 4
Home Care Package funding Annually $8,750 $15,250 $33,500 $50,750
Home Care Package funding Per fortnight $330 $590 $1,290 $1,960
Basic daily fees to be paid by you Per fortnight $ depends on the service provider $depends on the service provider $depends on the service provider $ depends on the service provider

 

Levels of Home Care packages in Sydney

The ACAT team shall assess and determine the level suitable for you, based on that, level is mentioned;

Level 1: Home care level 1 is the basic most level. This can be availed by those who are searching ways to live independently but need assistant. The Australian Government Funds up to $8,250 value.

For an example, if you have suffered from illness or injury, this level works as a helping hand. This includes, washing, cleaning, gardening and other domestic support.

Level 2: Home care level 2 is suitable for low-level care. It is ideal for those who wants support during traveling, health support, gardening, installing rails and ramps. The value of this package as per Australian Government is up to $15,000.

Level 3: Home care level 3 offers intermediate level of support. This covers social support, treatment support, health support and traveling. The Australian government for the third level is up to $33,000.

Level 4: This includes higher level of care including private and personal. It includes, visiting client on daily basis, supporting them in transportation, community activities and more. Level 4 package is suitable for patient suffering from dementia. For this package the Government funds up to $50,200.

 

Steps to get a proper Home Care Package

If you are interested in getting a proper home care package for your loved ones than four steps are involved;

#1. Learn about the different kind of aged care: Just starting off the aged care journey find out the home care service packages that is available to help you stay inside the home.

#2. Get assessed: Get a look on the services, that is available and find out the eligibility. Read through the assessment process and procedures. Before getting the home care package, you shall be assessed by the Aged Care Assessment Team (ACAT). ACAT are health and community care clinicians who shall visit you to access your daily livings and determine the funding program which is correct for you.

#3. Find out the right service provider:  After assessment, you are all ready to find a provider and generate new services.

#4. Manage your services: If you are receiving the services and want to check the received services or change the services then you can move on.

 

What fees must an individual pay for the home care service?

Your contribution is made up of basic daily fee, income tested care fee and additional fee.

  • Basic Daily Fee: These are set by the government. Till 2019, June the basic daily fees for the Homecare Package is 17.5 % of the single pension rate. The single rate for pension is $843.60 per fortnight; which means the per day charge is $10.54 and $147.56 per fortnight. However, in this September 2019, the fees are likely to reduce by $400 (for Level 1), $200 (for Level 2) and $100 (for Level 3).
  • Income tested Care fee: It is an extra contribution, determined through proper income assessment. This fee is not like everyone, as it is based on individual’s income and pension.

If you can’t afford the home care package, don’t worry Wise Choice in home care is there to help you. For those one suffering from financial hardship, assistance is available from the end of Australian Government. To know more about the home care service package in Sydney contact us!